Loan Notes

This publication keeps you aware of AES announcements, industry trends, and changes to policies and procedures in the financial aid industry. We send this free of charge to our partners in the higher education and financial aid communities.

2010 Loan Notes

May/June 2010 (PDF)

  • Final Rules—Part III
  • Direct Loan Transition—Questions and Answers
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending March 31, 2010
  • Rehabilitation—Prior Holder Reporting Requirements
  • 2009 Poverty Guidelines Extended Until at Least May 31, 2010
  • Acceptable Death Certificate
  • Changes to Total and Permanent Disability Rules
  • Claim Filing Questions and Answers

March/April 2010 (PDF)

  • Self-Certification Form for Private Education Loans
  • Military Service Deferment Eligibility—Operation Unified Response (Haiti)
  • The Health Care and Education Reconciliation Act of 2010
  • Final Rules…A Continuation
  • Temporary Loan Consolidation Authority

January/February 2010 (PDF)

  • Earlier Version of the Discharge Application: Total and Permanent Disability (TPD) Will No Longer Be Accepted by Ed
  • 2009 Poverty Guidelines Extended
  • Final Rules Published
  • Electronic Notices and Authorizations
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending December 31, 2009

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2009 Loan Notes

November/December 2009 (PDF)

  • Private Education Loans
  • Default Aversion and Claims Standardization Update
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending September 30, 2009
  • Public Service Loan Forgiveness

September/October 2009 (PDF)

  • Income Based Repayment (IBR)
  • The Discharge of FFELP Loans Based on a Determination by the VA of a Service-Connected Disability
  • Minor Prior Year Charges

July/August 2009 (PDF)

  • 2009 AES Fall Training Workshops
  • Veterans Education Benefits
  • Changes to Section V (Conversion to Repayment Information) of the Claim Form Instructions
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending June 30, 2009
  • Claim Filing Updates

May/June 2009 (PDF)

  • Continuation of the Higher Education Opportunity Act (HEOA)
  • Professional Judgment
  • FFELP Loans Sold or "PUT" to the U.S. Department of Education
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending March 31, 2009
  • Recent Guidance on Completion of Loan Verification Certificates

April 2009 (PDF)

  • Continuation of the Higher Education Opportunity Act (HEOA)
  • PLUS Auction Cancelled
  • Claim Form Revised to Include Income-Based Repayment (IBR) Information

March 2009 (PDF)

  • Revised Total and Permanent Disability Discharge Application
  • PLUS Auction
  • Continuation of the Higher Education Opportunity Act (HEOA)
  • Negotiated Rulemaking
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending December 31, 2008

January/February 2009 (PDF)

  • Revised Indemnification Agreements
  • Loan Sale "PUT" Program and Default Aversion
  • Continuation of the Higher Education Opportunity Act (HEOA)
  • Post Claim Sampling

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2008 Loan Notes

November/December 2008 (PDF)

  • "Red Flag" Rules
  • The Higher Education Opportunity Act (HEOA)
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending September 30, 2008

September/October 2008 (PDF)

  • The Reauthorization of the Higher Education Act
  • Recent Statutory and Regulatory Changes Affecting FFELP Loans
  • Notice of Proposed Rulemaking Published
  • Part II of Ensuring Continued Access to Student Loans Act of 2008 (ECASLA)
  • 2008–2009 Fixed and Variable Interest Rates
  • Default Aversion and Claims Standardization Update

August 2008 (PDF)

  • 2008 Fall Training Workshops
  • 2008 Common Manual Available
  • Ensuring Continued Access to Student Loans Act of 2008 (ECASLA)
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending June 30, 2008

June/July 2008 (PDF)

  • The PHEAA Advantage
  • H.R. 5715—Ensuring Continued Access to Student Loans Act of 2008
  • Aggregate Loan Limit Increase for Health Professions Programs
  • Preferred Lender Lists
  • Transfer Students and Clock Hour Programs
  • 2008–2009 Federal Student Aid Handbook
  • Alec Update
  • 2008–2009 Loan Processing Information
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending March 31, 2008

May 2008 (PDF)

  • The Extension and Reauthorization of the Higher Education Act
  • Notice of Negotiated Rulemaking
  • 2008–2009 Application and Verification Guide Available
  • Charging Fees and Estimated Financial Assistance
  • Web Refunds Tool
  • Lender of Last Resort
  • DCL FP-08-02
  • FFELP Final Rules Training Workshop Audiocast Available
  • Stafford MPN Expiration Date Extended
  • Conditional Disability Discharge Q & A
  • Not-For-Profit Holder Status for Special Allowance Billing
  • Change of Address: Lender and Servicer Compliance Audits

March/April 2008 (PDF)

  • Final Rules Published (Part II)
  • Total and Permanent Disability Discharge
  • Not-For-Profit Holder Status for Special Allowance Billing
  • Special Allowance Rates for Stafford and PLUS Loans for the Quarter Ending December 31, 2007
  • AES Update Q & A (PDF)

January/February 2008 (PDF)

  • Final Rules Published
  • 2007–2008 Federal Student Aid Handbook
  • Extension of Waivers and Modifications of the HEROES Act
  • DCL GEN-07-08

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Materials & Publications