Forbearance Forms

Incorrect or incomplete forms will delay your request, so be sure to:

  1. Choose the correct forbearance form associated with your loan program(s) and servicing center.
  2. Check the correct boxes and provide all necessary information and signatures on your form.
  3. Return the signed form to your servicing center's correspondence address (the name of your servicing center appears on your bill).

Federal/FFELP (Title IV) Loan Forbearance Forms

Adobe Acrobat Reader 5.0 or higher is required to view and print downloaded PDF forms.

AES Department of Defense Loan Repayment Program Forbearance Request

Download Form 193 KB PDF

Department of Defense Loan Repayment Program Forbearance This type of forbearance is granted to borrowers who are eligible to have either all or part of their student loans repaid by the Department of Defense (DOD).

AES Hardship Forbearance Request

Download Form 192 KB PDF

Economic Hardship Forbearance This type of forbearance is granted to borrowers who have excessive student loan debt burden. For purposes of this forbearance, excessive student loan debt is defined as having Federal student loan payments that are greater than or equal to 20 percent of the borrower's monthly gross income.

Temporary Hardship Forbearance This discretionary forbearance option is granted to borrowers who intend to repay their student loan(s) but show that repaying them at the present time would constitute a hardship, such as financial difficulty.

AES In-school Forbearance Request

Download Form 173 KB PDF

In-school Forbearance This discretionary forbearance option is granted to borrowers experiencing financial difficulty while attending school but who do not meet the criteria to qualify for a school deferment.

Dependent Student Temporary Hardship Forbearance This discretionary forbearance option is granted to PLUS loan borrowers experiencing financial difficulty or hardship when the dependent student, for whose education the loan was disbursed, is enrolled at least half-time at an eligible school.

AES Internship/Residency Forbearance Request

Download Form 174 KB PDF

Internship/Residency Forbearance This type of forbearance is granted to borrowers who have used their maximum 24 months of Internship/Residency deferment time or are not eligible to receive an Internship/Residency deferment.

Teacher Loan Forgiveness Forbearance Request

Download Form 90 KB PDF

Teacher Loan Forgiveness Forbearance This forbearance is granted to borrowers who perform the qualifying teaching service for the federal loan forgiveness program.

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Private/Alternative Loan Forbearance Forms

Adobe Acrobat Reader 5.0 or higher is required to view and print downloaded PDF forms.

ADEAL/ADEALB Economic Hardship Guaranteed by HICA Forbearance Request

Download Form 150 KB PDF

Alignment of Repayment Forbearance Request

Download Form 109 KB PDF

Bank of Lake Mills Forbearance Request

Download Form 579 KB PDF

Chase Forbearance Request

Download Form 154 KB PDF

GATE Forbearance Request

Download Form 894 KB PDF

HEAL Forbearance Request

Download Form 42 KB PDF

In-school Forbearance Request

Download Form 109 KB PDF

Key Graduate Loans Forbearance Request

Download Form 126 KB PDF

Keycorp Trust Owned/KeyBank Guaranteed Forbearance Request

Download Form 133 KB PDF

MRU Forbearance Request

Download Form 65 KB PDF

NETS Forbearance Forms

Download Form 13 KB PDF

Privately Insured Forbearance Request

Download Form 466 KB PDF

Residency/Postdoctoral Enrollment Status Forbearance Request

Download Form 97 KB PDF

Residency Status Forbearance Request

Download Form 94 KB PDF

SLX Forbearance Request

Download Form 52 KB PDF

SunTrust Private Student Loan Forbearance Request

Download Form 76 KB PDF

Wachovia Forbearance Request

This forbearance requires a prequalification before the form can be downloaded. Please call AES at
1-800-233-0557 to complete the prequalification process.

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AES/PHEAA Guaranteed Loan Forbearance Form

Adobe Acrobat Reader 5.0 or higher is required to view and print downloaded PDF forms.

Request For Forbearance Arrangement

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