Loan Forgiveness and Discharge

See if you qualify to have your loan debt reduced or eliminated, depending on your professional or personal situation.

Program You may qualify if… How it works…
Teacher Loan Forgiveness You teach full time at a low-income elementary or secondary school. Forgives part or all of your educational loan debt, provided you fulfill certain work-related requirements
Loan Discharge Your school:
  • Closed
  • Falsely certified your ability to benefit from education
  • Signed your name without your authorization
  • Failed to pay a tuition refund
 Dismisses your monthly loan payments and refunds payments you have already made
Total and Permanent Disability
  • You can't work for pay when the work involves significant physical or mental activities.
  • You are a veteran who has been determined to be unemployable due to a service-connected condition.
 Cancels your obligation to repay the balance of your student loans