Go Green. Get Direct Debit.

The free and convenient way to make your student loan payments—on time, every month.

Benefits of Direct Debit

  • Direct Debit is the most convenient way to make your student loan payments - on time, every month.
  • Direct Debit is a free service. And you may qualify for a 0.25% interest rate reduction when your application is approved.
  • Set up an electronic deduction from your checking or savings account on the same date each month.
  • Since your loan payment happens automatically, it's never late.

Sign up for Direct Debit

If you're currently repaying loans and would like to use Direct Debit:

  1. Sign Up Now
    (PDF requires Adobe Reader)

  2. Complete, print, and sign the form
    to authorize the service.

  3. Mail ONLY the agreement form (page two of this document shown
    on the right) to:

    American Education Services
    P.O. Box 2057
    Harrisburg, PA 17105-2057
Direct Debit thumbnail

Loans in default?

If your loans are currently in default and you'd like to sign up for Direct Debit, please complete, sign, and submit the Direct Debit Default Collections Electronic Funds Transfer Agreement (PDF).

Need more information?

Visit the Direct Debit FAQ.

Direct Debit not for you?

Check out other convenient ways to pay.

Account Access
Direct Debit FAQ
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