Repayment Plans
Start out on the right financial foot by selecting a repayment plan that works for you.
There are several repayment options so you can afford your monthly student loan payments and make them on time.
Federal Loans
These repayment plans may be available to you on your federal loans.
Repayment Plan | Details |
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Standard |
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Graduated |
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Income Sensitive |
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Income-Based Repayment (IBR) |
Direct Loan Consolidation can qualify you for Public Service Loan Forgiveness (PSLF), give you access to different repayment options, help you get out of default, combine your loans into a single payment, or change the interest rate on your loan; however, if you consolidate your federal loans, you may give up other benefits. To learn more about PSLF, other repayment options, and the pros and cons to Direct Loan Consolidation, please visit StudentAid.gov. If you consolidate your loans by June 30, 2024, you can take advantage of the limited-time opportunity of one-time adjustments to payment counts under the Income-Driven Repayment and PSLF programs. For more information, please visit StudentAid.gov. |
Extended Repayment plan |
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Explore a different repayment plan for your federal loans.
If your account is 60 or more days delinquent and you need to make immediate payment arrangements, please contact us. Our customer service representatives will be happy to assist you.
Private Education Loans
Explore repayment plan options for your private education loans, or contact us to discuss the options available to you.